Dubai is one of the top cities visited all over the world and plenty of visitors and travelers prefer car rental Dubai to explore it. Whether you are in Dubai for a special occasion or a road trip hiring luxury or cheap car for the whole time makes a memorable trip.
However, before you hit the road, you should clear your mind with the basics of insurance and fine with car rentals Dubai. This ensures you do not incur any surprise fees and remain safe when driving.
Types of Car Insurance in Dubai
Insurance comes included within the package when you car rental Dubai. Moreover, but you just need to verify what insurance you are getting from your company.
Third-Party Insurance (TPI)
This is the most basic insurance and is mandatory that covers damages to the other vehicle or person if you’re at fault. But this essential type of insurance will not cover any damage to your rental car.
Collision Damage Waiver (CDW)
This is optional but highly recommended. It reduces your financial responsibility in case of an accident, even if it was your fault. Many car rental companies offer CDW for a small extra charge per day.
Comprehensive Insurance
This insurance covers both third-party damage and damage to the rental car. It can also include theft, fire, and personal accident coverage which offers you extra peace. Furthermore, it is a complete package for comfort and peace of mind.
Personal Accident Insurance
This covers medical expenses for the driver and passengers in case of an accident. Some credit cards offer this automatically when you pay with them, so check your card benefits before paying extra.
Important Fine Rules for Rental Cars
Road rules are deeply followed in Dubai. Traffic fines can be expensive, and if you’re not careful, they can ruin your trip. If you get caught by a speed camera on car rental Dubai, the rental company will charge you for any fines with an extra admin fee.
Common Traffic Fines:
| Violation | Fine (AED) |
| Speeding | 300 – 3,000 |
| Jumping a red signal | 1,000 |
| Using a mobile while driving | 800 |
| Not wearing a seatbelt | 400 |
| Illegal parking | 200 – 1,000 |
| Driving without a license | Up to 5,000 |
Note: Fines can be checked online using the rental car’s plate number. Some companies may delay informing you until after you return the vehicle.
What Happens If You Get a Fine?
If you break any traffic law, the Dubai Police or RTA will record it against the car’s plate. The rental company will later notify you and deduct the fine from your credit card. Many also charge an administration fee, which can be between AED 50 to AED 100 per fine.
So, it is good to follow traffic signs, stay within the speed limit according to the sign board, and park only in designated spots.
What to Do in Case of an Accident
- If you’re involved in a minor accident:
- Move your car immediately to a safe place if possible for reliable traffic flow.
- Call 999 to report the accident.
- Wait for the police to arrive and issue a report, what exactly happens.
- Call your rental company and inform them.
Without a police report, the rental company may not honor your insurance, and you might be responsible for all damages.
Tips Before You car rental Dubai
- Check the car and take photos of scratches and dents before driving off.
- Understand the insurance policy clearly. Ask questions if you’re not sure.
- Use a credit card for deposit and payment. It’s safer and easier if fines are charged later.
- Check Salik (toll) charges. Some companies include it in the final bill.
- Avoid off-road driving unless you are renting a 4×4 and it’s allowed.
Conclusion
To make the most of your trip, car rental Dubai only after understanding the full insurance and fines system. Making sure you have the right insurance, it will prevent you from being hit with an unexpected bill, while following the law on the road will ensure you do not receive fines. With above information, you are ready to discover what Dubai showcase, all the way from the desert to the skyscrapers with rental car of your choice.
